Terms of Service
Last Updated: 2026
Welcome to pacificbluinsurance.com. These Terms of Service ("Terms") govern your use of our website and all content, services, and features offered on or through the site. By accessing and using this website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use this website.
Acceptance of Terms
By accessing and using pacificbluinsurance.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not accept these Terms in their entirety, you must discontinue use of this website immediately. We reserve the right to modify these Terms at any time, and such modifications become effective upon posting to the website.
Site Purpose
pacificbluinsurance.com is an informational and review website dedicated to providing guides, reviews, and information about online pokies and online casinos available to players in New Zealand. We are NOT a gambling operator, casino, or online gaming platform. We do not offer gambling services, accept wagers, or facilitate any gambling transactions. We operate solely as an affiliate information provider and do not hold any gambling licenses.
Age Restriction
You must be at least 18 years of age (or the legal minimum gambling age in New Zealand, whichever is greater) to access this website. By using this website, you represent and warrant that you meet this age requirement. We do not permit access to or use of this website by anyone under the legal gambling age. Parents and guardians are responsible for monitoring their children's internet usage and preventing unauthorized access to this site.
Disclaimer
The information, reviews, guides, and recommendations provided on pacificbluinsurance.com are for informational purposes only and are not guaranteed to be accurate, complete, or up-to-date. Online casinos, bonus offers, terms and conditions, and gaming regulations change frequently. We make no warranty or representation regarding the accuracy, reliability, or completeness of any information on this site.
Before engaging with any online casino or gambling service, you must independently verify all information directly with the operator, including but not limited to license status, bonus terms, payment methods, wagering requirements, and responsible gambling policies. We are not responsible for any discrepancies between information on our site and actual casino terms or conditions.
Gambling involves risk of financial loss. We are not responsible for any losses incurred as a result of your use of information on this website or your decision to gamble with any recommended operator.
Affiliate Relationship
pacificbluinsurance.com earns affiliate commissions from online casinos and gambling operators when users click through our links and complete qualifying sign-ups or actions. We may receive compensation for recommending certain casinos, promotions, or gambling services. This commission-based relationship may create a financial incentive to recommend certain operators.
We disclose this affiliate relationship transparently and will clearly indicate when links are affiliate links. However, you acknowledge that our recommendations and reviews may be influenced by affiliate relationships. We encourage you to conduct your own independent research before choosing any gambling operator.
Intellectual Property
All content on pacificbluinsurance.com, including text, graphics, logos, images, articles, reviews, guides, and other materials, is the exclusive property of pacificbluinsurance.com or its content licensors and is protected by international copyright laws. You may not reproduce, distribute, transmit, adapt, or create derivative works based on this content without our prior written consent. Unauthorized use of any content on this website may violate copyright, trademark, and other applicable laws.
You are granted a limited, non-exclusive, non-transferable license to access and view content on this website for personal, non-commercial use only.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PACIFICBLUINSURANCE.COM AND ITS OWNERS, OPERATORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THIS WEBSITE OR RELIANCE ON INFORMATION PROVIDED HEREIN.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU HAVE PAID TO US, IF ANY. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY, SO SOME OF THESE LIMITATIONS MAY NOT APPLY TO YOU.
Governing Law
These Terms of Service and all matters arising out of or relating to your use of pacificbluinsurance.com shall be governed by and construed in accordance with the laws of New Zealand, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts of New Zealand for resolution of any disputes.
Changes to Terms
We reserve the right to modify, amend, or update these Terms of Service at any time. Changes will be effective immediately upon posting to the website, and your continued use of pacificbluinsurance.com following such modifications constitutes your acceptance of the revised Terms. We recommend reviewing these Terms regularly to stay informed of any changes.
Contact
If you have questions, concerns, or complaints regarding these Terms of Service, our website, or our practices, please contact us at:
Email: legal@pacificbluinsurance.com
We will respond to your inquiry within a reasonable timeframe. For urgent matters, please clearly mark your email as "URGENT" in the subject line.